Florida homeowners
How to get out of a solar contract in Florida
What Florida law and regulators offer homeowners with a regretted solar lease, PPA or loan, and where to complain. SGI can help review your contract and options.
Not a law firm. We'll tell you when you need one. Results vary.
As of November 10, 2026. General information, not legal advice. SGI is not a law firm and does not guarantee any result. For advice about your contract, talk to a licensed Florida attorney.
The short answer
- Florida has a solar-specific disclosure law. Every agreement to sell or lease a distributed energy generation system, including rooftop solar, must come with a separate, separately acknowledged written disclosure statement [1].
- The disclosure must include a right to rescind for at least 3 business days after you sign. A narrow exception applies to certain marketed solar communities [1].
- The Florida AG has sued solar companies under the Deceptive and Unfair Trade Practices Act, including Vision Solar and SetUp My Solar in December 2023 [2].
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Florida's solar disclosure law: Fla. Stat. § 520.23
Form: the statement must be printed in at least 12-point type, separate from the agreement, and separately acknowledged by you [1].
What it must include [1]: - the installer's name, contact details and state contractor license number - the Department of Business and Professional Regulation's customer contact center phone number - whether you're buying or leasing - If leasing, the statement must say: "You will lease (not own) the system installed on your property." - It must also give the frequency and amount of each lease payment, and the total estimated lease payments. - each tax incentive or rebate the seller relied on to set the price - one-time or recurring fees, including estimated system removal fees - system design assumptions and estimated production - a provision notifying you of the right to rescind the agreement for at least 3 business days after you sign
Find this statement in your paperwork. If it's missing or doesn't match what you were told, keep a copy and talk to an attorney.
Florida AG actions
- December 4, 2023: AG Ashley Moody announced legal action against Vision Solar and SetUp My Solar (d/b/a 320 Solar). The suits allege violations of FDUTPA, including misrepresented pricing, incentives and installation processes [2].
- The AG said Vision Solar allegedly failed to complete permit requirements, "resulting in unexpected fines or liens for the customers" [2].
- The suits sought injunctions, refunds and other relief [2].
- November 2023: the same release notes the AG had sued MC Solar the month before "for deceiving hundreds of consumers" [2].
These are allegations.
How to search UCC filings in Florida
- Fixture filings (county): Florida law says a fixture filing goes to "the office of the clerk of the circuit court" in the county where the property is [3]. Search your county clerk's official records by your name and address.
- Statewide: other financing statements go to the Florida Secured Transaction Registry [3].
A UCC-1 on leased panels can hold up a buyer's loan, as a Florida Realtors Q&A column explains [4]. For payoff and termination, see Selling a house with a solar lien.
Bankrupt installers active in Florida
- Vision Solar: the Florida AG sued Vision Solar in 2023 [2]. Connecticut's AG later reported that Vision Solar "filed for bankruptcy and is not seeking to reorganize" [5]. For the bankruptcy, Connecticut's judgment and its Guaranty Fund, see Connecticut.
- SunPower and Sunnova: if your contract came from one of these companies, see SunPower or Sunnova.
Where to file a complaint in Florida
- Florida Attorney General: use the General Inquiries or Complaints form on the AG's File a Complaint page, or print and mail the complaint form to the Office of Attorney General, The Capitol PL-01, Tallahassee, FL 32399-1050 [6].
- The page says information you give in a form is generally a public record under Florida's Sunshine law, and email addresses are public records [6].
- Loans and debt collection: the CFPB [7].
A complaint doesn't guarantee a refund or cancellation.
How Unstuck Solar can help
SGI can help review your contract and your options. Not a law firm. We'll tell you when you need one. Results vary.
FAQ
Can I cancel a Florida solar contract after signing? Florida requires the disclosure statement for solar sales and leases to include a right to rescind for at least 3 business days after signing, with a narrow solar-community exception. Check your statement for the deadline and how to give notice.
What must a Florida solar disclosure include? The installer's license number, whether you're buying or leasing, payment amounts, incentives relied on, fees including removal fees, design and production estimates, and the rescission right. It must be a separate statement in at least 12-point type that you acknowledge separately.
Has the Florida Attorney General sued solar companies? Yes. In late 2023 the AG took legal action against MC Solar, Vision Solar and SetUp My Solar under FDUTPA. These are allegations.
How do I search for a solar UCC filing in Florida? Fixture filings are with your county's clerk of the circuit court. Other financing statements are in the Florida Secured Transaction Registry.
Where do I complain about a solar company in Florida? Use the Florida Attorney General's online complaint page. Loan problems can also go to the CFPB.
Not legal advice. SGI is not a law firm, and no attorney-client relationship is created. Results are not guaranteed. Statuses are as of November 10, 2026. Consult a licensed Florida attorney.
Sources
- Fla. Stat. § 520.23 (2025), Disclosures required: https://www.flsenate.gov/Laws/Statutes/2025/520.23
- Florida Attorney General, "Attorney General Moody Takes Legal Action Against More Solar Companies" (Dec. 4, 2023): https://www.myfloridalegal.com/newsrelease/attorney-general-moody-takes-legal-action-against-more-solar-companies
- Fla. Stat. § 679.5011 (2025), Filing office: https://www.flsenate.gov/Laws/Statutes/2025/679.5011
- Florida Realtors, "Real Estate Q&A: Can Leased Solar Panels Derail a Home Sale?" (Oct. 29, 2026): https://www.floridarealtors.org/news-media/news-articles/2026/10/real-estate-qa-can-leased-solar-panels-derail-home-sale
- Connecticut Attorney General, "Attorney General Tong Announces $5 Million Judgment Against Bankrupt Vision Solar" (Oct. 11, 2024): https://portal.ct.gov/ag/press-releases/2024-press-releases/attorney-general-tong-announces-5-million-judgment-against-bankrupt-vision-solar
- Florida Attorney General, File a Complaint: https://www.myfloridalegal.com/how-to-contact-us/file-a-complaint
- CFPB, Submit a complaint: https://www.consumerfinance.gov/complaint/
Information checked November 10, 2026. Not legal advice. Laws and agency pages change; confirm with the official source.
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