Texas homeowners

How to get out of a solar panel contract in Texas

What Texas law and regulators offer homeowners with a regretted solar lease, PPA or loan, and where to complain. SGI can help review your contract and options.

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As of November 10, 2026. General information, not legal advice. SGI is not a law firm and does not guarantee any result, including cancellation. For advice about your contract, talk to a licensed Texas attorney.

If you regret a solar lease, power purchase agreement (PPA) or loan in Texas, start with two facts: the date you signed and the type of contract you have. Those decide which cancellation right may apply and which agency can take your complaint.

The short answer

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Which cancellation right might apply

Contracts signed on or after September 1, 2025 (SB 1036, Occupations Code Chapter 1806)

SB 1036 created the Residential Solar Retailer Regulatory Act, Occupations Code Chapter 1806, run by the Texas Department of Licensing and Regulation (TDLR) [1][2].

Who it covers. TDLR says covered agreements include sales or leases of residential solar systems, including PPAs [5]. The law doesn't apply to systems sold or leased: - before September 1, 2025 - for commercial purposes - for multifamily buildings over four units or stories - with new home construction - in certain small or temporary-use cases [1]

The five-day right to cancel (§ 1806.156). - The retailer must let you cancel "without penalty or further obligation" by written notice on or before the fifth business day after you signed. - "Business day" excludes Saturdays, Sundays and legal holidays. - The contract must state the last calendar date to cancel and a mailing or email address for the notice. - If that address is missing, you can cancel during the period "by any reasonable method" [1].

Required contract terms (§ 1806.155). - A licensed electrical contractor must do the installation, and the contract must name the contractor and their license number. A list of contractors to choose from also satisfies this. - The retailer or contractor must get the required permits and interconnection approval. - If the lender is affiliated with or referred by the retailer, the contract must require the lender to cancel the loan when you cancel the contract under § 1806.156 [1].

Registration and enforcement. - Beginning September 1, 2026, solar retailers and salespersons must be registered with TDLR [5]. - From that date, TDLR says certain prohibited acts in § 1806.201 become enforceable. These include false or misleading statements and falsely claiming a utility or government affiliation [1][5]. - After notice, a hearing and a finding of a violation, TDLR may order a contract canceled and refund amounts paid, up to what you paid (§ 1806.207) [1]. That's an agency order after a proceeding, not something you get by filing a form.

Check a registration. You can look up a license at TDLR License Search and see TDLR's posted penalties and sanctions at tdlr.texas.gov/cimsfo [7].

Door-to-door sales (Business & Commerce Code Chapter 601)

When it applies. The Texas Attorney General says Chapter 601 applies when all three are true [3]: - a merchant solicits a sale somewhere other than their place of business, - you agree to buy there, and - you're buying more than $25 in goods or services.

The statute lists exceptions, such as sales made after negotiations at a fixed business location [4].

How to cancel. - To get a full refund, cancel by midnight of the third business day after the sale. - Use the "notice of cancellation" form the seller should have given you, and keep a copy. - The AG recommends mailing your notice by certified mail [3].

Even after the deadline. The AG says the sale "may be void" if the salesperson didn't follow certain requirements [3].

This is a separate rule from the five-day solar right. Where Chapter 1806 conflicts with Chapter 601, Chapter 1806 prevails [1]. Whether Chapter 601 covers your signing depends on the facts.

Written solar disclosures (Business & Commerce Code Chapter 115)

Solar retailers must also comply with Chapter 115 and the Deceptive Trade Practices-Consumer Protection Act [1][5].

What every seller or lessor must disclose in writing [8]: - salesperson and installer contact information - an equipment description and cost - a detailed accounting of fees - any performance or financial representations - warranties

Extra disclosures for leases and PPAs [8]: - the term and rate, including escalators - whether the agreement and any warranty is transferable to a later buyer of the home

Who's exempt. Chapter 115 doesn't apply to a third party that only finances the system, or to certain real-estate sale transactions [8].

Compare what you received with your contract.

Texas AG actions

April 3, 2026: solar investigation. The Attorney General announced a solar-sales initiative and Civil Investigative Demands (CIDs) to companies including Freedom Forever, Sunrun, Lone Star Solar Services and CAM Solar [6]. - The AG cited over 100 complaints to its office against these companies. - The AG said the companies are "largely being investigated" under the DTPA. - This is an investigation, not a finding. It doesn't create a claims process or cancel contracts [6].

May 21, 2026: lawsuit against CAM Solar. The AG sued San Antonio-based CAM Solar under the DTPA [9]. - The AG alleges improper installations, unanswered service requests, undisclosed fees, misrepresented tax-credit eligibility, and continued financing obligations for systems that failed to work. - These are allegations. The suit seeks to stop the practices and obtain restitution [9].

If you're a Sunrun customer, see our Sunrun lease and PPA guide or the shorter Sunrun hub.

Where to file a complaint in Texas

Pick the agency that regulates your problem. A complaint isn't the same as hiring a lawyer, and it doesn't guarantee a refund or cancellation.

TDLR: solar retailers, salespersons and electrical contractors

Texas Attorney General: Consumer Protection

Use the AG for alleged deceptive practices, and for solar contracts signed before September 1, 2025 [5]. - The office says "under Texas law your complaint is open to the public." - It can't give legal advice. - A complaint number "is strictly for reference" and doesn't indicate any decision on the merits [12].

File: texasattorneygeneral.gov/consumer-protection/file-consumer-complaint [12].

Public Utility Commission (PUCT): utility bills and service only

The PUCT handles complaints about an electric, telephone, water or sewer provider, after you've contacted the provider first [13]. - Use it for utility billing or service issues, not to cancel a solar contract. - The PUCT says the utility has 15 days to respond. - Phone: 1-888-782-8477, or 512-936-7120 in Austin [13].

File with the PUCT: https://www.puc.texas.gov/consumer-help/complaints/complaint/ [13].

Office of Consumer Credit Commissioner (OCCC): certain lenders and credit sellers

The OCCC helps with misrepresentation, fraud and deceptive practices by the businesses it regulates. These include Texas non-depository lenders and "retailers who provide financing for their goods" [14]. - Don't assume every solar loan is an OCCC matter. Check whether your lender is licensed or registered there. - The OCCC can't give legal advice or act as your private attorney. - It won't intervene if the matter is in litigation [15]. - Helpline: 800-538-1579 [15].

File with the OCCC: https://occc.texas.gov/consumers/file-a-complaint/ [15].

Savings and Mortgage Lending (SML): only for mortgages

SML takes complaints about residential mortgage loan companies, originators and servicers under Finance Code Chapters 156–158 [16]. - It isn't the default agency for an equipment-only solar loan. - It requires a signed, written complaint before it may investigate. - Phone: 877-276-5550 [16].

File with SML: https://www.sml.texas.gov/CONSUMERS/COMPLAINTS/ [16].

For help choosing between finance agencies, see the Finance Commission's complaints page.

Federal routes

For a loan or debt-collection problem, file with the CFPB [17].

How to search UCC filings in Texas

A UCC filing on your panels can come up in a title search when you sell or refinance. For payoff, termination and how lenders treat these filings, see Selling a house with a solar lien.

Bankrupt or closed solar companies with Texas ties

Your contract usually doesn't disappear when the installer fails. Find out who services it.

What you can do next

  1. Find your signing date and whether you have a lease, PPA or loan.
  2. Gather your contract, disclosure forms, sales proposal and bills. The starter kit has a checklist.
  3. If you're still inside a cancellation window, send written notice the way the law and your contract require, and keep proof.
  4. If you're selling, start any transfer, payoff or filing-release request early.
  5. File with the agency that matches the problem.

If you're selling a house with solar panels in Texas, start payoff, transfer or filing-release requests early. If you're trying to figure out how to get out of a solar panel loan in Texas, including a GoodLeap loan, see GoodLeap loan assumption denied and the GoodLeap hub. This page doesn't cite any Texas lawsuit against GoodLeap. If you searched for a GoodLeap lawsuit in Texas, the agency routes above are the official complaint paths.

How Unstuck Solar can help

SGI can help review your contract and your options. Not a law firm. We'll tell you when you need one. Results vary.

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FAQ

Does Texas give me a right to cancel a solar contract? For residential solar purchase or lease agreements signed on or after September 1, 2025, yes. You can cancel without penalty by written notice on or before the fifth business day after you signed. Your contract must show the last date and an address for the notice.

Where do I file a complaint about a Texas solar retailer? TDLR takes complaints about residential solar retailers for contracts entered into on or after September 1, 2025. For older contracts, TDLR says to file with the Texas Attorney General's Office of Consumer Protection.

What if I signed after a salesperson came to my house? Texas's door-to-door sales law may let you cancel by midnight of the third business day after the sale, if your transaction is covered. Cancel in writing and keep a copy. This is separate from the five-business-day solar right.

Will the Texas Attorney General's solar investigation cancel my contract? No. The April 3, 2026 Civil Investigative Demands are an investigation, not a finding, and they don't cancel contracts or create a claims process.

If I cancel within five days, is my solar loan canceled too? If the lender is affiliated with or referred by the retailer, Texas law requires the contract to include a provision making the lender cancel the loan when you cancel. Check your contract and confirm with the lender in writing.

Should I complain to the Public Utility Commission about my solar lease? Only if the problem is with your electric utility or retail electric provider, such as billing or service. The PUCT isn't the path for canceling a solar lease, PPA or installer contract.

How do I search for a UCC filing on my Texas home? Fixture filings are generally filed with the county clerk where mortgages are recorded. Other UCC filings are searched through the Texas Secretary of State's SOSPortal.

Not legal advice. SGI is not a law firm, and no attorney-client relationship is created. Results are not guaranteed. Statuses are as of November 10, 2026. Consult a licensed Texas attorney about your situation.

Sources

  1. Texas Occupations Code Chapter 1806 (Residential Solar Retailer Regulatory Act), §§ 1806.005, .006, .155, .156, .201, .207: https://statutes.capitol.texas.gov/Docs/OC/htm/OC.1806.htm
  2. TDLR, Residential Solar Retailers, "What's in Effect When": https://www.tdlr.texas.gov/residential-solar-retailers/effect.htm
  3. Texas Attorney General, "Door-to-Door Sales & 3-Day Right of Rescission": https://www.texasattorneygeneral.gov/consumer-protection/home-real-estate-and-travel/door-door-sales-3-day-right-rescission
  4. Texas Business & Commerce Code Chapter 601: https://statutes.capitol.texas.gov/Docs/BC/htm/BC.601.htm
  5. TDLR, Residential Solar Retailers at a Glance (PDF): https://www.tdlr.texas.gov/media/pdf/RSR-at-a-glance.pdf
  6. Texas Attorney General, solar initiative and CIDs (Apr. 3, 2026): https://www.texasattorneygeneral.gov/news/releases/attorney-general-ken-paxton-launches-major-initiative-combat-widespread-fraud-companies-selling
  7. TDLR, Residential solar consumer brochure (PDF): https://www.tdlr.texas.gov/residential-solar-retailers/pdf/residential-solar-consumer-brochure.pdf
  8. Texas Business & Commerce Code Chapter 115: https://statutes.capitol.texas.gov/Docs/BC/htm/BC.115.htm
  9. Texas Attorney General, "Attorney General Ken Paxton Sues San Antonio-Based Solar Company…" (May 21, 2026): https://www.texasattorneygeneral.gov/news/releases/attorney-general-ken-paxton-sues-san-antonio-based-solar-company-fraudulent-sales-solar-panel
  10. TDLR, Complaints and Enforcement: https://www.tdlr.texas.gov/complaints-and-enforcement/
  11. TDLR, Help / Contact: https://www.tdlr.texas.gov/help/
  12. Texas Attorney General, File a Consumer Complaint: https://www.texasattorneygeneral.gov/consumer-protection/file-consumer-complaint
  13. PUCT, Submit a Complaint: https://www.puc.texas.gov/consumer-help/complaints/complaint/
  14. OCCC, Consumer FAQs: https://occc.texas.gov/consumers/consumer-faqs/
  15. OCCC, File a Complaint: https://occc.texas.gov/consumers/file-a-complaint/
  16. Texas Department of Savings and Mortgage Lending, Consumer Complaints: https://www.sml.texas.gov/CONSUMERS/COMPLAINTS/
  17. CFPB, Submit a complaint: https://www.consumerfinance.gov/complaint/
  18. Texas Secretary of State, UCC FAQs: https://www.sos.texas.gov/ucc/faqs.shtml
  19. Notice of Entry of Confirmation Order and Occurrence of the Effective Date, In re Sunnova Energy International Inc., Case 25-90160, Doc. 1235 (Bankr. S.D. Tex., Nov. 14, 2025): https://restructuring.ra.kroll.com/Sunnova/Home-DownloadPDF?id1=Mzk3MjM2Nw%3D%3D&id2=0
  20. Kroll Restructuring Administration, Sunnova case website: https://restructuring.ra.kroll.com/Sunnova/

Information checked November 10, 2026. Not legal advice. Laws and agency pages change; confirm with the official source.

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